North Carolina mountains in the fall

Strategies for Individuals

Clients can work toward financial independence with approaches designed for a broad range of needs and hundreds of product choices to implement these strategies

Individual Strategies Client centric Chart

Estate Planning Strategies and Wealth Preservation

A well-drafted estate plan ensures that your assets will be used to benefit the people or institutions that you choose, in the amounts that you choose. It provides assurance that the taxes and costs associated with your death will be minimized. A good estate plan also keeps the process of settling your estate as simplified and efficient as possible for your family.

Financial Planning*

Developing a well-rounded financial plan requires an analysis of your potential retirement needs, saving for your children’s education, short- and long-term investment goals, and leaving a legacy for your heirs. We will take the time to thoroughly discuss your current asset mix and their values, assess your risk tolerance level, and determine your primary and secondary goals for your family.

Risk Management

Assessing risk is a crucial part of your financial plan. If you experience ill health, disability, or premature death, it can adversely impact your family’s financial future. However, there are a number of insurance products that can dramatically reduce the financial loss associated with illness, death, and disability.

Asset Allocation

Asset allocation is the process of developing a diversified portfolio. Factors that generally influence the asset allocation decision are an investor’s financial needs and goals, risk tolerance, and time horizon.

Wealth Accumulation & Retirement Planning

At the heart of wealth accumulation is the need to plan for retirement and financial independence. We can help you construct, implement, and maintain a diversified portfolio addressing a broad spectrum of investment objectives, including long-term growth of capital and current income. We offer a wide variety of investment options and have access to some of the most successful asset managers.

*Fee based financial planning is only offered by qualified Investment Advisory Representatives (IARs) of Equitable Advisors. Investment advisory products and services are offered through Equitable Advisors, an investment advisor registered with the SEC. Equitable Advisors does not provide tax or legal advice. Please consult your tax and legal advisors regarding your circumstances.

Life insurance and annuities are issued by Equitable Life Insurance Company (New York, NY) and by various unaffiliated companies. Disability insurance, long-term care insurance and health insurance are underwritten by unaffiliated carriers and offered through Equitable Network, LLC, an insurance brokerage affiliate. Equitable Network conducts business in CA as Equitable Network Insurance Agency of California, LLC, in UT as Equitable Network Insurance Agency of Utah, LLC, in PR as Equitable Network of Puerto Rico, Inc.

1 Fee-based financial planning is offered by financial professionals who are Investment Advisory Representatives of Equitable Advisors, an investment advisor registered with the SEC. GE-113123 (4/16) (Exp 4/18)

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Check the background of this financial professional on FINRA's BrokerCheck