Strategies for Individuals
Clients can work toward financial independence with approaches designed for a broad range of needs and hundreds of product choices to implement these strategies
Estate Planning Strategies and Wealth Preservation
A well-drafted estate plan ensures that your assets will be used to benefit the people or institutions that you choose, in the amounts that you choose. It provides assurance that the taxes and costs associated with your death will be minimized. A good estate plan also keeps the process of settling your estate as simplified and efficient as possible for your family.
Developing a well-rounded financial plan requires an analysis of your potential retirement needs, saving for your children’s education, short- and long-term investment goals, and leaving a legacy for your heirs. We will take the time to thoroughly discuss your current asset mix and their values, assess your risk tolerance level, and determine your primary and secondary goals for your family.
Assessing risk is a crucial part of your financial plan. If you experience ill health, disability, or premature death, it can adversely impact your family’s financial future. However, there are a number of insurance products that can dramatically reduce the financial loss associated with illness, death, and disability.
Asset allocation is the process of developing a diversified portfolio. Factors that generally influence the asset allocation decision are an investor’s financial needs and goals, risk tolerance, and time horizon.
Wealth Accumulation & Retirement Planning
At the heart of wealth accumulation is the need to plan for retirement and financial independence. We can help you construct, implement, and maintain a diversified portfolio addressing a broad spectrum of investment objectives, including long-term growth of capital and current income. We offer a wide variety of investment options and have access to some of the most successful asset managers.
*Fee based financial planning is only offered by qualified Investment Advisory Representatives (IARs) of Equitable Advisors. Investment advisory products and services are offered through Equitable Advisors, an investment advisor registered with the SEC. Equitable Advisors does not provide tax or legal advice. Please consult your tax and legal advisors regarding your circumstances.